California Medicare Special Needs Plans (SNP)
Special Needs Plans, or SNP, is the newest plan authorized by Medicare. They are available to those with specific chronic illnesses or have both Medicare and MediCal. In California these plans are all HMOs and provide additional benefits to those who qualify.
One can qualify for chronic illness plans if they have certain conditions including:
- Diabetes
- High Cholesterol
- High Blood Pressure
- Heart Disease
- Pulmonary Disease
The coverage available is generally broader and available with lower copays than non SNP plans. Contact us to see if you can qualify for better coverage.
There are SNP plans for people with limited income, typically for people with both Medicare and MediCal. For many people the added benefits make it desirable to enroll.
Most SNP plans provide extra benefits including vision, dental, quarterly allowance for over the counter items and transportation. Check with us to see if you doctor, hospital and medical group work with SNPs. You can not only increase your coverage but lower your cost of care as well.