California Medicare Insurance Plans
Choosing between the seemingly endless variety of companies and plans can be quite complicated.
The choice of plans, costs and coverage vary by counties in California. Our goal is to make this process if not easy, at least understandable. An informed consumer is a better consumer.
One only needs to be a Medicare beneficiary to apply for most plans in California. Many people believe you must be at least 65 to receive Medicare but this is not always the case. Medicare provides benefits to permanently disabled people under age 65 as well.
Medicare Plans available in California include:
- Medicare Supplement (MediGap)
- HMO
- PPO
- Private Fee for Service (PFFS)
- Special Needs Plans (SNP)
- Chronic Illness Plans
- Low Income Plans
- Prescription Drug Plans (PDP)
You would be well served to review your costs and coverage every year. Medicare in California Supplement prices usually go up annually and a good deal last year may not be a good price this year. All plans are standardized so the difference between companies boils down to cost.
The same is true for the Medicare Advantage Plans, including HMO, PPO, PFFS, SNP and extends to your drug plan. Benefits and costs will change every year. Make sure you still are receiving all the benefits Medicare has to offer at the lowest possible cost to you.
You can review your options on your own or turn this job over to a professional California medicare insurance agent. We represent virtually every carrier doing business in California and will help you make the best choice for you.
We are "Certified Senior Advisors" and "CA Medicare Supplement Accredited Advisors".
Call on us at 1-800-550-0155 at your convenience and let us help you.
Contact us for your medicare needs